KinetiqPayments lets UK in-person merchants accept bank-to-bank payments via a simple QR code — no card terminal, no card network fees. Settle in seconds, not days.
How it works
No card terminal. No monthly contracts. Just display a QR code at your counter, market stall, or table — and get paid.
Generate a payment QR on your tablet, phone, or printed stand. Change the amount with every sale. No card terminal needed.
They open the Kinetiq Wallet app, scan the QR, and confirm. The authorisation comes from their own bank — no card details shared.
Funds land in your Kinetiq account the moment the payment clears via Faster Payments. Request a free daily payout or instant on-demand.
Features
Faster Payments settle in seconds — not 2–7 business days like traditional card processors. See your money the moment it moves.
Display a QR code on any screen you already own — tablet on the counter, phone in hand, or a printed stand. No new hardware to buy.
One simple percentage. No per-transaction fixed fee, no monthly minimum on Starter or Growth. Your rate improves as you grow.
Your customer funds are safeguarded separately from operational money.
Fixed location, weekly market, pop-up event, or festival pitch — one Kinetiq account covers every place you sell in person.
Every payment appears the instant it happens. Exportable reports, end-of-day summaries, and payout scheduling to keep your cash flow clear.
Fee calculator
Settlement: Kinetiq settles instantly via Faster Payments. Stripe 2–7 days · GoCardless 2–3 days · SumUp 1–3 days.
Pricing
One flat rate. No contracts. Every merchant starts on Starter — your rate drops automatically the moment your volume crosses the next threshold.
Everything included on every tier — no exceptions
Custom rate · white-label QR · dedicated SLA · multi-site management · volume rebates
Instant on-demand payout fee: 0.5% (Starter) · 0.3% (Growth) · 0.1% (Scale) · Free (Enterprise)
Tiers are automatic — you cannot choose or pre-purchase a higher rate. Your rate improves the moment your rolling 30-day volume crosses a threshold. If your volume drops below a threshold, we apply a 3-month grace period before stepping your rate back down — so one quiet month never costs you your tier.
We're onboarding UK merchants in small batches during our private beta. Leave your email and we'll reach out when a spot opens.
No spam. No card required. We'll contact you directly.